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Joseph Kenny's Articles in Credit

  • Get A Low Cost Loan By Using Balance Transfers
    Keeping interest payments down is a sign of good money management and credit card tarts have got it down to a fine art. Credit card tarts take advantage of 0% balance transfer deals to make sure they never pay interest on their credit card debt.

    Credit Card Tarts

    It works like this. The borrower applies for and gets a credit card that offers 0% on balance transfers for a fixed period. Usually this is six months to a year. The borrower transfers the existing debt on to t...
  • The High Cost Of A Poor Credit Rating
    Is your credit rating good or poor? If you've recently been turned down for a credit card, store card or loan, it could be because you've paid off everything so perfectly that you have no credit history. But it's more likely to be because your credit rating is poor. And this means it could be difficult to get credit at a price you find attractive.

    What Makes A Poor Credit Rating?

    Applications for credit are scored using criteria on the application form. For example, hom...
  • Are Eloans A Better Alternative
    Eloans are the same as those applied for at local and commercial bank chains with some interesting differences. These are loans which are applied for through the web pages of the internet. Eloans are actually easiest for the loan agency whether it is an investment group, bank, credit card company, insurance company or even an HMO rather than the customer. Credit checks are perhaps quicker, as well as background investigations and loan equity verifications for the agency to pe...

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