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  • Is A 640 Fico Credit Score High Enough To Get A Low California Home Loan Mortgage Rate?  By : Keith Hunt
    “Over 30 million people in the U.S.A. have FICO credit scores low enough, that’s less than 640, to make shopping for low mortgage loan rates very difficult at best,” states George Lincoln, Vice President of FreeFinancialConsulting.com

    FreeFinancialConsulting.com provides free financial consulting to the public in all areas of personal money matters including home mortgage loans and credit repair.

    “The major credit reporting agencies use a slightly different system to ar...
  • Planning For A Comfortable Retirement  By : Chris Snow
    Do you own a home? The good news is that a home is a source of untapped reserve cash, something that most of us do not realize. Americans are not good at leveraging the value of their homes as a financial tool to its full potential. One of the biggest reasons is the apprehension of losing the house. However, if one spends time in evaluating the various investment options, the returns on using the home for equity outweighs the risks involved. This could not have been truer tha...
  • Getting Money From A Reverse Mortgage  By : Tom Atkins
    A reverse mortgage allows homeowners over the age of 62 to cash in on the equity of their home.The homeowner can use these funds in anyway they want.Some have used the money for extended term care or home improvements.Homeowners usually run into very little difficulty in securing these funds.The funds are practically free because with the exception of the fees, more than likely, the mortgages will not be paid back over the course of the homeowner’s life.

    There are several ...
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